Bloggfęrslur mįnašarins, maķ 2013

Vangaveltur

Vangaveltur

Žjóšar bókhaldiš

Eg er einka fjįrmįlafyrirtękiš

Viš einka fjįrmįlafyrirtękin, einka bankarnir segjum aš allar innstęšurnar

séu horfnar.

Innstęšueigendur verša mjög sįrir og vilja fį peningana sķna til baka.

Rķkiš segir, viš viljum įbyrgjast vissar innstęšur.

Žį segja einka fjįrmįlafyrirtękin aš žessar tölur séu įfram inneign.

Einka fjįrmįlafyrirtękin fęra žessar tölur hjį sér sem skuld rķkisins.

Žarna hefur ekkert skeš, nema aš einka fjįrmįlafyrirtękiš

hefur nįš (eignum og žjónustu) aš skuldsetja rķkiš,

fólkiš fram ķ framtķšina.

Eg. 27.08.2013 jg

-----------------

Bankinn segir ég er tómur.

Bankinn skrifar töluna 1000 miljarša og lįnar rķkinu, fólkinu.

Nś į ég allt sem žś gerir, segir bankinn.

--------------

Ef žś villt lįta plata žig,

hvķ skildi ég žį ekki gera žaš?

Į ég aš vera įbyrgur?

Hvaš var okkur kennt?

http://www.herad.is/y04/1/2013-01-01-ljos-skina.htm

-------------------------

Ef ég heimta aš einka fjįrmįlakerfiš greiši til baka, žessa til dęmis 1500 milljarša

sem rķkiš hefur veriš lįtiš įbyrgjast hjį einka fjįrmįlafyrirtękjunum,

žį skrifar einka fjįrmįlafyrirtękiš töluna ķ bókhaldiš hjį sér sem skuld viš rķkiš.

Allt sem er skuld hjį bankanum veršur žś aš borga.

Einka bankarnir, žaš er einka fjįrmįlafyrirtękin eru ašeins aš fęra

fjįrmįlabókhaldiš okkar

Einka fjįrmįlafyrirtękin eru ašeins bókhald.

Bankinn lįnar ekkert.

Nś į aš styrkja allar varnir ķ samskiptum okkar viš fjįrmįlakerfiš.

Lesa og lęra įšur en viš tökum įkvaršanir.

Viš höfum ekki skiliš fjįrmįlin.


Bankabónusar

   

Bankabónusar

Vitund fólksins hefur aukist og nś gleymist ekkert.

 

Žaš veršur flett upp į internetinu nęstu įrin og skošaš,

hvernig rķkistjórnin tók į žessu mįli.

 

Lagaši rķkistjórnin fjįrmįlakerfiš?

 

Žaš er ekki mįliš hvaš ég skrifa hér, žaš er vitundin sem hefur aukist.

 

Nś stöndum viš frammi fyrir mikilvęgri įkvöršun.

 

Ętlar nśverandi rķkisstjórn aš veršlauna bankastarfsmenn

fyrir aš hafa veriš duglega aš fęra eignir fólksins,

heimili og fyrirtęki til eigenda bankanna.

 

Aš sjįlfsögšu veršur starfsmašur ķ fjįrmįlafyrirtęki,

aš gera žaš sem fyrir hann er lagt.

 

En ętlar rķkistjórnin aš breyta fjįrmįlakerfinu žannig,

aš ekki sé hęgt aš taka framleišslutęki, fyrirtęki og heimili,

af eigendum meš kreppufléttunni.

 

Kreppufléttan er, aš fyrst meš veršbólgu og sķšan meš veršhjöšnun,

eru allar eignir fęršar til fjįrmįlafyrirtękjanna.

http://jonasg-egi.blog.is/blog/jonasg-egi/entry/1229691/

Endursagt.

Thomas Jefferson said,

"Ef Amerķska žjóšin lętur einkabanka stżra myntśtgįfunni,

peningaprentuninni, žį munu bankarnir og fyrirtęki žeim tengd,

ręna žjóšina allri velmegun, "žaš er fasteignum og lķfsvišurvęri,"

ķ fyrstu meš veršbólgu, og sķšan meš veršhjöšnun,

og žį munu afkomendur okkar verša heimilislaus

 "og į vergangi ķ landinu.""

Egilsstašir, 25.05.2013 Jónas


Bankabónusar

Bankabónusar

 

Vitund fólksins hefur aukist og nś gleymist ekkert.

 

Žaš veršur flett upp į internetinu nęstu įrin og skošaš,

hvernig rķkistjórnin tók į žessu mįli.

 

Lagaši rķkistjórnin fjįrmįlakerfiš?

 

Žaš er ekki mįliš hvaš ég skrifa hér, žaš er vitundin sem hefur aukist.

 

Nś stöndum viš frammi fyrir mikilvęgri įkvöršun.

 

Ętlar nśverandi rķkisstjórn aš veršlauna bankastarfsmenn

fyrir aš hafa veriš duglega aš fęra eignir fólksins,

heimili og fyrirtęki til eigenda bankanna.

 

Aš sjįlfsögšu veršur starfsmašur ķ fjįrmįlafyrirtęki,

aš gera žaš sem fyrir hann er lagt.

 

En ętlar rķkistjórnin aš breyta fjįrmįlakerfinu žannig,

aš ekki sé hęgt aš taka framleišslutęki, fyrirtęki og heimili,

af eigendum meš kreppufléttunni.

 

Kreppufléttan er, aš fyrst meš veršbólgu og sķšan meš veršhjöšnun,

eru allar eignir fęršar til fjįrmįlafyrirtękjanna.

 

http://jonasg-egi.blog.is/blog/jonasg-egi/entry/1229691/

 

Endursagt.

 

Thomas Jefferson said,

 

"Ef Amerķska žjóšin lętur einkabanka stżra myntśtgįfunni,

 

peningaprentuninni, žį munu bankarnir og fyrirtęki žeim tengd,

 

ręna žjóšina allri velmegun, "žaš er fasteignum og lķfsvišurvęri,"

 

ķ fyrstu meš veršbólgu, og sķšan meš veršhjöšnun,

 

og žį munu afkomendur okkar verša heimilislaus

 

 "og į vergangi ķ landinu.""

 

Egilsstašir, 25.05.2013 Jónas Gunnlaugsson


Fróšlegt

Fróšlegt, jg

Grein ķ Morgunblašinu 16,05.2013 eftir Holberg Mįsson

http://pappir.mbl.is/index.php?s=5301&p=118616

Snjóhengjan og lausn hennar.

“Eitt grundvallarmarkmišiš hlżtur aš vera aš Rķkissjóšur Ķslands standi aš minnsta kosti jafn vel og hann stóš fyrir hrun bankanna.

Žann 10. desember 2012 settu Bandarķkin, Bretland og svo sķšar Evrópusambandiš fram reglur um hvernig žessi lönd myndu framvegis standa aš lausn bankahruns.

Ķ samręmi viš žessi višmiš ętti rķkissjóšur aš fį greidda 1.480 milljarša til aš borga uppsafnašan kostnaš vegna bankahrunsins.”


Lesa

Lesa

Žaš er uppörvandi hvaš margir eru farnir aš velta  fjįrmįlakerfinu fyrir sér.

Hér er fróšleg grein ķ Morgunblašinu.  jg

"Mark C. Taylor, forseti trśarbragšadeildar Columbia-hįskóla ķ New York, telur aš fjįrmįlamarkašir samtķmans séu stjórnlausir og fįi ekki stašist. "

http://www.mbl.is/vidskipti/frettir/2013/05/16/kerfid_er_stjornlaust/

 

"Taylor segir aš fólk įtti sig almennt į žeim
breytingum, sem įtt hafi sér staš į mörkušunum.

Allt tal um aš auka atvinnu, skapa störf, bęta innviši komi mįlinu ekki viš.

Vandinn liggur ķ kerfinu," segir hann. „

Vandinn liggur ekki ķ einstaklingum, nokkrum stjórnlausum veršbréfasölum,

hann er kerfisbundinn og veršur ekki leystur meš žvķ aš finna skemmdu eplin.

Fólk įttar sig hins vegar ekki og stjórnmįlamennirnir eru śti aš aka.

Žeir sem skilja kerfiš best eru žeir, sem eiga hag ķ aš halda žvķ viš.

 

En žaš er hęgt aš įtta sig ef mašur gefur sér tķma

og ég held aš žaš sé mikilvęgt aš gera žaš

vegna žess aš kerfiš er stjórnlaust."

 

 

 

 

 


Forvitnilegt

Forvitnilegt,  žetta er ašeins sżnishorn.

http://www.jstor.org/discover/10.2307/2296881?uid=3738288&uid=2&uid=4&sid=21102010384283


Peningakerfiš

Peningakerfiš.

Nżta hvern einstakling, og nota nįttśruaušlindir į žann mįta,

aš allt efni gangi ķ hring, og sé notaš aftur og aftur.

 

Viš höfum oft į undanförnum öldum, lent ķ miklum kreppum,

af žvķ aš žaš var skortur į peningum, til aš greiša fólkinu fyrir vinnu,

til aš framleiša vörurnar og sķšan er fólkiš neytendur sem kaupir vörur og žjónustu.

 

Žį höfšum viš ķmyndaš okkur aš ef viš ęttum ekki gull grafiš ķ hól śti į tśni,

žį mętti ekki skapa aura, peninga.

 

Nś vitum viš aš vinnan skapar vörurnar og žjónustuna,

sem eru veršmęti, įsamt aušlindunum.

 

Ef viš höfum veršmęti, žį notum viš bókhaldiš aura, peninga til aš vķxla žvķ į milli okkar.

 

Ef viš höfum einn mann tilbśinn ķ aš gera gagn, žaš er aš bśa til vöru eša žjónustu,

sem er veršmęti, žį er óhętt aš skapa aur, pening til žess.

 

Žessi grein er mjög lęrdómsrķk.

Egilsstašir, 06.01.2013 jg

 

A Monetary System for the New Millennium

http://www.worldtrans.org/whole/monetarysystem.html

(I am trying to draw attention, highlight, for better learning jg)

by Roger Langrick

The Debt Engine is a phrase to describe unrelenting, forever increasing private and government debt. The need to stay ahead of escalating debt fuels practically everything we do; it forces us out of bed in the morning to go to jobs that most of us despise. Corporations make all their decisions around first how to service their snowballing debt, and secondly around profit. Governments spend all their time worrying about how to meet their social agendas while at the same time service the increasing debt load of deficit spending.

As a motivating force, the Debt Engine now exceeds all others in the insane dash of the planet towards self destruction. Universal unrepayable debt creates a social environment in which certain types of behavior flourish and inhibits or destroys any tendency towards long term concerns and nourishment.

Unrepayable Debt is different than the everyday debt of normal life. Unrepayable Debt is an actual built in flaw of our present monetary system: The Fractional Reserve System.

It benefits no-one except those intimately connected with the banking industry and in spite of its devastating repercussions, it is a flaw that can be fixed.

Everyone has some ideas about money, who controls it, where it comes from and how it operates. Some say the government prints it; others say hard work makes money, while others would guess that it's something to do with gold. They might also picture it as a vast pile with everyone competing for as much as they can get. Bankers sometimes inflame our passions by claiming that the government has grabbed all the money and there is none left for private industry.

It's all poppycock.

Our money supply isn't created by the government;

a brilliant idea doesn't make money

and neither does hard work (unless you happen to be in the counterfeiting business.)

Our money is a national accounting system of who owes what to whom,

and it is a system that is owned and operated by the private banking industry.

There is no such thing as a static heap of money created by hard work and business cunning.

Money flicks in and out of existence as credit and debit balances; the money supply swells and contracts continuously as loans are created and then destroyed.

Money is simply a bookkeeping system; a man created device.

The man who invented the monetary system which we use today was a Scotsman, John Law, who lived during the 18th. century. He invented a new type of money to replace the old one of specie (the use of coins). In doing so he created the mechanism to finance the industrial revolution, and ultimately our modern technological world.

Much has been made of the astounding inventions of that era but what is often forgotten is that most of them would have never have seen the light of day without John Law and his invention: the Fractional Reserve Money System.

Without it, there would have been no railroads, no Nissans or G.M.'s, nor would there have been any super highways to drive them on. There would have been no space shuttle, no Love Canal, no drift net fishing, no heart transplants and no Cruise missiles.

What John Law did with his invention of a new money system was enable the Industrial Revolution, with all of its good and bad aspects, to take place. Without him, the Revolution would have fizzled and died and with it, our technological world.

Here was the problem which John Law solved. In the early 1700's the newly industrializing nations of the world were in a perpetual state of economic crisis because their coinage system of money could not keep up with demand. Governments tried everything to increase the money supply. One trick was to make new coins much smaller than the old thereby getting more per ounce, but it was a stop gap measure at best.

To grasp the magnitude of the problem, try to imagine building just one modern skyscraper using only gold coins as finance. The industrialists of the Industrial Revolution were faced with a similar problem; how to build their factories, mills and railroads using only scarce gold coins.

John Law's solution was to create a national paper money supply; banknotes that would be officially recognized as "real money". The advantages were obvious. Paper money could be expanded indefinitely and was much cheaper than specie to make. To get and keep initial public confidence, Law suggested a fraction of gold be always kept on hand for the few people who wanted to redeem their notes.

Through a process of trial and error it was found that specie could support about ten times its value in paper money. That is, a bank which held $10 in gold could safely print and loan out about $100 in paper money. The gold held in reserve was obviously a mere fraction of the banknotes which it supported and so the system became known as the Fractional Reserve System. The private banking industry was chartered by government to create the new money supply of paper notes. Until earlier in this century, banks literally printed their own supply against their own gold reserves with their name on each note, and lent them out to the public and government. Now the federal government has taken on the printing job but the notes are still drawn on private banks.

In the 1930's the convertibility of bank notes was dropped but the Fractional Reserve System is alive and well today, albeit in a more sophisticated form. Cheques or credit cards have largely replaced paper money but the principle remains the same; the banking industry creates the money which government and society then borrows.

John Law's method of money creation is still the dynamo that powers our present world. By replacing specie with a simple national accounting system of credit and debit, he made money infinitely more flexible, able to be contracted or expanded to meet any situation.

However, using the Fractional Reserve System has not been a universally happy experience. It has a built in mechanical flaw that always keeps total national and private debt ahead of the money available to repay it. In fact the more a nation expands, the more it automatically goes into debt to the system over and above the money that it borrows.

To explain, imagine the first bank which prints and lends out $100. For its efforts it asks for the borrower to return $110 in one year; that is it asks for 10% interest. Unwittingly, or maybe wittingly, the bank has created a mathematically impossible situation. The only way in which the borrower can return 110 of the bank's notes is if the bank prints, and lends, $10 more...at 10% interest.

When presented with this scenario, there is often a tendency to think :"Ah, but the borrower can always make the extra $10 somewhere else, through hard work or a deal overseas." However, although we frequently inter change the two sayings, earning money is not the same as making it. Earnings are simply a transfer of money from on ownership to another and neither increase nor decrease the total money in existence. Making money actually does increase the nation's money supply but no-one can do that but the banking industry itself as laid down in its charter from the federal government.

The result of creating 100 and demanding 110 in return, is that the collective borrowers of a nation are forever chasing a phantom which can never be caught; the mythical $10 that were never created. The debt in fact is unrepayable. Each time $100 is created for the nation, the nation's overall indebtedness to the system is increased by $110.

The only solution at present is increased borrowing to cover the principle plus the interest of what has been borrowed. The business or government that cannot expand its borrowing every year is seized by its increasing debt load and dragged under.

Many economists are not unmindful of the problem but pass it off as irrelevant. They say that if the marketplace economy keeps expanding, thereby fuelling an increase in the total money supply, there is no problem with meeting interest payments on an increasing debt load. But under such circumstances, economic expansion is not a luxury but an imperative to stay ahead.

In John Law's day, the need to continuously expand to meet growing debt repayments was seen as a minor problem of no consequence. Today however we all know the planet cannot sustain unlimited growth. Even so, we are stuck with a monetary system that demands continuous expansion or face the chaos of total economic collapse.

The consequences of the Debt Engine are everywhere. Political and business leaders are sacrificing the planet to stay ahead of bankruptcy. Technology is not being used to create a sane and sustainable lifestyle for us all but is being channeled into the most narrow band of activity: the market place activity of "making" money. Just as governments are forced into ignoring vital social and environmental questions in their efforts to balance the books, so many corporations are putting to one side such things as resource depletion and the destruction of the ecosystem in their frantic efforts to remain economically alive.

But the situation is not completely bleak. Just as John Law found a way around the impasse of coinage, so there are solutions for the problem of unrepayable debt. Obviously the first thing to do is make sure that the ratio of credit to debt is always the same. Under the Fractional Reserve System, $100 credit is created and $110 debt is demanded in return; that is, there is always more debt than credit. This equation should be $100 credit equals $100 debt.

The mechanics of how to achieve this were proposed over one hundred and fifty years ago. It was proposed that the nation's money be created by two agencies: the banking industry and government.

Instead of taxes, government would be empowered to create money for its own expenses up to the balance the debt shortfall. Thus, if the banking industry created $100 in a year, the government would create $10 which it would use for its own expenses. Abraham Lincoln used this successfully when he created $500 million of "greenbacks" to fight the Civil War.

A government which creates its own money supply becomes independent and the most important result of freeing government from its present debtor relationship to the banking industry would be to make it more able to respond to social pressures for reform. A financially independent government would be able to pursue long term agendas for the betterment of society. For instance, a twin source of money creation could not only rapidly reduce taxes, but create additional funding for other initiatives. A government having the same right of issue as is now monopolized by the banking industry could fund vital job creating initiatives such as environmental repair and sustainable technology on a scale that is hard to imagine.

America has the resources to lead the world into a sustainable future. But it needs a monetary system which will allow for its resources to be mobilized towards a greater destiny than marketplace superiority. Such a new monetary system with all of its potential would require a dramatic upgrading of society's consciousness and understanding of money. We have to move from a simplistic belief in money having an intrinsic value of its own and see it as a bookkeeping system of the real wealth of our nations. Ultimately our money is not dependent on gold in Fort Knox but on the human and natural resources which it represents.

The world has passed beyond an age of scarcity and the challenge of the new era is not about solving problems of want, but dealing with abundance and how to use it to create a sustainable future. Above all we need the visionaries able to point the way.

In my forthcoming book Superproduction I try to address the potential which is now in our grasp. With computerization, robotics, advances in genetics and food growing, we have the potential to turn the planet into a sustainable ecosystem capable of supporting all. We have the technology to genuinely contemplate colonizing the solar system.

This is not a time to be saddled with an 18th century money system designed around the endless rape of the planet. John Law enabled humanity to scrabble out of scarcity but now his system is antiquated. Philosophically it is based on the robber baron mentality and technically it is flawed with Unrepayable Debt. As such it is unable to respond either to the abundance which it created or the problems which it spawned.

The Debt Engine has distorted the potential of the Industrial Revolution and forced us into a narrow focus of marketplace ethic.

A new monetary system with enough government control to ensure funding of vital issues could unlock the creative potential of the entire nation.

By redirecting the focus of our national economy, a new monetary system would enable men and women who can think in terms of abundance not only for themselves but how also to use it for the benefit of the entire planet.

I know John Law would approve.

Roger Langrick
963 Maple St. White Rock
B.C. Canada V4B4M4
(604) 531-1004

roger.langrick@dafbbs.com

 


Lesa aftur, read again

Lesa aftur

Read again

I do not know if I am allowed to do this.

I will ask the (blog.is) Įrni Matthķasson on Monday

 

http://www.herad.is/y04/1/2013-01-06-monetary-system-for-the-new-millennium-07.htm

 

http://www.worldtrans.org/whole/monetarysystem.html

 

http://jonasg-egi.blog.is/blog/jonasg-egi/entry/1275824/

 


Žjóširnar eiga ekki aš greiša spilapeninga fjįrmįlakerfisins.

Skoša

 

Žjóširnar eiga ekki aš greiša spilapeninga fjįrmįlakerfisins.

Eg. 10.05.2013  jg

 

Žaš skašar ekki aš lķta į žessa grein frį 2009.

 

August 18, 2009

http://www.counterpunch.org/images/printer.gif

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The Specter of Debt Revolt Is Haunting Europe

Why Iceland and Latvia Won’t (and Can’t) Pay for the Kleptocrats’ Ripoffs

by MICHAEL HUDSON

 

http://www.counterpunch.org/2009/08/18/why-iceland-and-latvia-won-t-and-can-t-pay-for-the-kleptocrats-ripoffs/

 

“The European Union and International Monetary Fund have told them

to replace private debts with public obligations, and to pay by raising taxes,

slashing public spending and obliging citizens to deplete their savings.

 

 

Resentment is growing not only toward those who ran up these debts

 – Iceland’s bankrupt Kaupthing and Landsbanki with its Icesave accounts,

and heavily debt-leveraged property owners and privatizers in the Baltics and Central Europe

 

 

– but also toward the neoliberal foreign advisors and creditors who pressured

these governments to sell off the banks and public infrastructure to insiders.”

 


Snjóhengjan



Snjóhengjan

 

100 % peningar

 

Oft er sagt aš peningar séu  97% bśnir til meš peningum,

žaš er ķ žvķ aš pappķrast.

 

Žaš aš pappķrast skapar enga vöru eša žjónustu.

 

Žį er sagt aš 3% séu til žarfa, žaš er til aš bśa til

vöru, žjónustu, atvinnutęki, fasteignir, vegi, hafnir, flugvelli

og allt sem aš gagni veršur.

 

Žį veršur okkur hugsaš til snjóhengjunnar, skuldanna,

sem bankarnir, fjįrmįlafyrirtękin hafa skapaš.

 

Eru žessar fjįrhęšir, spilapeningar, oršnir til

viš spilamennsku fjįrmagnsins?

 

Er įstęša til aš žjóširnar séu aš eyša dżrmętum gjaldeyri,

til aš borga spilamennsku fjįrmagnsins?

 

Įšur en viš lįtum okkur detta žaš ķ hug

aš skipta žessum spilapeningum ķ gjaldeyri,

žį skulum viš hugsa ķ tvö til fjögur įr.

 

Lķklegt er aš žegar viš skiljum fjįrmįlakerfiš

og kreppufléttuna, aš žį sjįum viš snjóhengjuna

ķ nżju ljósi.

 

http://jonasg-egi.blog.is/blog/jonasg-egi/entry/1229647/

 

Nś er aš lesa og lęra,

og taka hugleyšslu baš.

 

Hvaš var  žaš nś aftur.

 

http://www.herad.is/y04/1/2012-02-18-1916-hugsanaferli.htm

 

Viš nżtum okkur reynslu undanfarandi įra, og greišum ekki

eitthvaš sem viš eigum ekki aš greiša.

 

Žess vegna leitum viš aš upplżsingum og skilningi,

įšur en viš tökum įkvöršun.

 

Žaš er lķtiš gaman aš sitja uppi meš įkvöršun,

sem allir sjį eftir tvö til fjögur įr,

aš var ekki vel ķgrunduš.

 

Vitundarvakning er undanfari skynseminnar.

 

Egilsstašir, 07.05.2013  Jónas Gunnlaugsson

 

 


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